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A New & Exciting Chapter In Our Life!
“We just wanted to take a moment to thank the entire staff for all the hard work and time that you put into us. The sale of our home was a breeze and the purchase of our new home was even easier! Geri, our Realtor, helped us begin a new and exciting chapter in our life. We are official investors, now owning multiple properties. She has helped us through the entire process. No question was too silly and we still pick her brain whenever we have the chance! She is very knowledgeable in this industry and we refer everyone we know to her. She has helped us realize and achieve our financial goals with hardly any money to begin with. We are customers for life! Thank you“
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First Time Buyers >More Down Payment Help
One of the most common deterrents to first-time home buyers is the lack of a down payment. However, the home loan industry has practically re-created itself in the last ten years, making it easier than ever to obtain a mortgage, and new mortgage programs are always cropping up.
Some states sponsor loan programs that allow buyers to purchase a home without putting any money down. A parent or other relative can guarantee repayment of ten percent of the loan if the buyer defaults. The only cash needed is for the closing costs, which typically run about three percent of the loan. Parents can also give their children down payment help through a personal note or second trust deed. The terms can be set up for monthly payments or annual payments amortized over a period of time. You could pay the interest only, and have the payoff due when the property is sold.
With so many alternatives, doesn't it make sense to call your real estate agent for a free consultation? You may be closer to home ownership than you think.
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| Q |
What is the fastest-growing state in the U.S.?
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| A |
Nevada, for the 19th consecutive year, according to 2005 Census Bureau statistics. |
See More Real Estate Trivia > |
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